The Ghana Cedi (GHS) has maintained a surprising level of stability against major international currencies today, Thursday, February 19, 2026. Despite recent volatility in the agricultural sector, the local currency is holding its ground at both the interbank level and local forex bureaus.
For businesses and individuals planning transactions today, here are the latest verified rates from the Bank of Ghana and major exchange hubs.
Forex Bureau vs. Interbank Rates (Feb 19, 2026)
While the official interbank rate is what banks use for large-scale transfers, the Forex Bureau (Black Market) rate is what most individuals encounter for physical cash exchanges. Currency Forex Bureau (Sell) Interbank (Bank of Ghana) US Dollar ($) GH¢11.80 GH¢11.01 British Pound (£) GH¢15.70 GH¢14.91 Euro (€) GH¢13.69 GH¢13.01
Best Rates for Remittance (Money Transfer)
If you are receiving money from the UK, USA, or Europe, digital apps are currently offering better rates than traditional banks. For today, February 19, the following rates apply for mobile money transfers:
- LemFi: GH¢11.01 per Dollar
- Taptap Send: GH¢11.00 per Dollar
- Visa/Mastercard (Online Subs): Rates range between GH¢11.85 and GH¢11.88.
Economic Outlook: Why is the Cedi Stable?
The current stability is largely attributed to the Bank of Ghana’s recent “Gold for Oil” program and the successful issuance of Ghana Gold Coins, which has reduced the domestic demand for the US Dollar as a store of value. However, economists warn that the recent cocoa price reduction may impact foreign exchange reserves in the second quarter of 2026.
Quick FAQ
Q: Where can I get the best dollar rate in Accra?
A: Licensed forex bureaus in areas like Tudu and Cowlane often provide the most competitive physical cash rates, currently averaging GH¢11.80 for sales.
Q: Will the Cedi fall further this month?
A: Market analysts at the Chamber of Oil Marketing Companies (COMAC) suggest that as long as the demand for fuel imports stays moderate, the Cedi should remain within the GH¢11.50 – GH¢12.00 range through March.
Planning to travel? Stay updated with the latest Fuel Prices at Goil and Shell for February 2026.
Discover more from Ghana Media
Subscribe to get the latest posts sent to your email.
