Stanbic Investment Management Services (SIMS) has reported strong performance across its Collective Investment Schemes for the 2025 financial year, with combined assets under management (AUM) surpassing GH¢2.5 billion.
The milestone reflects significant growth across the company’s flagship funds amid renewed investor participation and improving market conditions. The performance was highlighted at the Annual General Meeting held on June 19, 2026, covering the Stanbic Cash Trust (SCT), Stanbic Income Fund Trust (SIFT) and Platinum Debt Income Fund PLC (PDIF).
Strong growth across SIMS funds
According to figures presented by SIMS, the Stanbic Cash Trust more than doubled in size, recording a 114% increase to approximately GH¢1.66 billion. The Stanbic Income Fund Trust grew by 35.6% to GH¢645.9 million, while the Platinum Debt Income Fund expanded by 199% to more than GH¢212 million.
The growth was attributed to renewed investor participation and an improving investment environment characterised by declining inflation, falling interest rates and a strengthening Ghana cedi.
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Funds outperform key benchmarks
SIMS also reported strong investment returns during the period. The Stanbic Cash Trust main class recorded a return of 33.2%, compared with its benchmark of 19.8%, while the Stanbic Income Fund Trust delivered 35.3%, outperforming its benchmark return of 21.1%.
The performance was largely linked to falling yields and bond price appreciation, which supported valuation gains across fixed-income portfolios.
Strategic portfolio positioning supports performance
Fund managers attributed the results to disciplined investment strategies and proactive portfolio repositioning. The Stanbic Cash Trust maintained a conservative approach centred on capital preservation and liquidity, with investments primarily in treasury bills and fixed deposits.
The fund was rebalanced away from government bonds into money market instruments, a move aimed at restoring liquidity and reducing duration risk.
“The fund’s priority remains capital preservation, liquidity, and competitive risk-adjusted returns,” Portfolio Manager Santi Sackey said, noting that the repositioning restored the fund’s expected risk profile.
The Stanbic Income Fund Trust, meanwhile, continued to focus on medium- to long-term corporate and sovereign bonds, benefiting from declining benchmark interest rates and improved activity in the bond market.
The fund is expected to maintain significant exposure to 2027 and 2028 maturities, which are anticipated to serve as key anchors of portfolio returns. The main fund was also reopened to new deposits, enabling investors to take advantage of lower yields and reduced portfolio volatility.
Unlisted credit strategy supports growth
The Platinum Debt Income Fund PLC, which focuses on long-term debt investments, recorded strong asset growth and a weighted average yield of 15.3%.
According to Fund Manager Boaz Asare, the fund continues to pursue attractive return opportunities by strategically diversifying its unlisted debt portfolio across sectors including financial services, fintech, transport and mining.
SIMS reduces fees for investors
The fund manager and trustee also implemented fee reductions intended to cushion investors against new regulatory costs and statutory obligations introduced during the year.
Stanbic Cash Trust fund management fees were reduced from 2.25% to 2.00%, while trustee fees declined from 0.40% to 0.25%.
Outlook
Looking ahead, SIMS fund managers expect continued market volatility amid global developments and Ghana’s ongoing economic transition. However, they remain optimistic about emerging investment opportunities, particularly within the domestic bond market.
With its continued focus on disciplined portfolio management, liquidity and strategic investing, SIMS says it is positioned to sustain growth and pursue competitive returns for investors.
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